Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Our mission to deliver honest financial products that improve lives extends globally. To support this mission, we are building out the backbone of our loan systems to ensure they are scalable, compliant, and capable of supporting rapid product innovation. We're looking for a strong product leader to drive this vision forward!

As a Senior Product Manager for the Loan Lifecycle team, you will find yourself at the core of Affirm's backend loan systems and the orchestration layer between the loan system and our front-end applications. You will be responsible for building foundational technology solutions that power Affirm's loan processes end to end. This role requires a deep understanding of complex financial products and data systems, and the ability to collaborate across engineering, finance, compliance, and product teams to drive impactful solutions. Your driving goal is to evolve the way our loan data and reporting structure works in light of new opportunities from across the payments and lending space.

What You'll Do

Own and execute the product roadmap for the Loan Lifecycle team, managing foundational data systems like Loans Platform, Loans Ledger, and Financial Reporting, while ensuring efficient and accurate data flows between systems.
Partner closely with engineering leadership, accounting, finance, compliance, legal, and other cross-functional teams to support a range of long-term initiatives, ad-hoc requests and new product launches.
Lead efforts to enhance our platform's capabilities enabling expansion into new markets, new product launches, and the transformation of our reporting infrastructure.
Drive operational improvements across our loan systems to increase efficiency, stability, and scalability while maintaining a high standard of accuracy and compliance.
Serve as the internal subject matter expert, guiding product and business teams on best practices for working with our systems.

What We're Looking For

4+ years of product management experience in finance, fintech, or payments-related industries, ideally with a focus on backend financial systems or loan products.
This position requires either equivalent practical experience or a Bachelor's degree in a related field.
Experience in defining and driving product strategies for financial or data platforms in a heavily matrixed environment.
Proven track record of launching and managing high-impact platform and data products.
Exceptional cross-functional collaboration skills, capable of driving consensus across various business, financial, compliance, legal, and tech stakeholders.
Excellent communication skills, with the ability to present complex technical concepts to both non-technical stakeholders.
Highly analytical mindset, able to balance strategic thinking with a strong bias for action and hands-on problem-solving.

Pay Grade - N

Equity Grade - 8

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000

USA base pay range (all other U.S. states) per year: $169,000 - $219,000

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

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