What you'll be doing:

Credit Underwriting
- Analyze financial statements, industry outlook, and credit data for businesses according to merchant services credit underwriting standards
- Periodic portfolio assessment to assure approved accounts that represent the highest risk as still creditworthy.
- Underwriting of new accounts according to established policy
- Update and enhance credit policy to protect Epicor and customer interests while balancing sales initiatives.
- Be a subject matter expert (SME) on credit and credit policy to assist in sales inquiries.
Risk Management
- Daily monitoring of transaction activity to identify risk trends and fraud schemes
- Processing of bank identified transaction exceptions to validate and verify transaction qualifications.
- Conduct investigations on transactions and batches to understand the risk of loss, and take actions accordingly.
- Understanding of NACHA guidelines and ACH processing as it relates to collections of delinquent accounts.
- Ability to understand business models risk ranging from eComm to Retail
- Excellent understand of merchant processing contracts and their use to mitigate risk
- Attends Association and industry meeting to stay current with changing regulations

About Epicor

At Epicor, we’re truly a team. Join 5,000 talented professionals in creating a world of better business through data, AI, and cognitive ERP. We help businesses stay future-ready by connecting people, processes, and technology. From software engineers who command the latest AI technology to business development reps who help us seize new opportunities, the work we do matters. Together, Epicor employees are creating a more resilient global supply chain.

We’re Proactive, Proud, Partners .

Whatever your career journey, we’ll help you find the right path. Through our training courses, mentorship, and continuous support, you’ll get everything you need to thrive. At Epicor, your success is our success. And that success really matters, because we’re the essential partners for the world’s most essential businesses—the hardworking companies who make, move, and sell the things the world needs.

Competitive Pay & Benefits

Health and Wellness: Comprehensive health and wellness benefits designed to support your overall well-being.

Internal Mobility: Opportunities for mentorship, continuing education, and focused career goal setting, with 25% of positions filled internally.

Career Development: Free LinkedIn Learning licenses for everyone, along with our Mentoring Program to boost your personal development.

Inclusive Workplace: Collaborate with a diverse team in an inclusive, global workplace that fosters innovation and celebrates partnership.

Work-Life Balance: Policies built on mutual trust and support, encouraging time off to rest, recharge, and reconnect.

Global Mobility: Comprehensive support for international relocations and permanent residency processes.

Equal Opportunities and Accommodations Statement

Epicor is committed to creating a workplace and global community where inclusion is valued; where you bring the whole and real you— that’s who we’re interested in. If you have interest in this or any role- but your experience doesn’t match every qualification of the job description, that’s okay- consider applying regardless.

We are an equal-opportunity employer.

Range:

Minimum: $40,000.00 USD Maximum: $100,000.00 USD

The salary range provided reflects the national average for this job title and does not represent compensation specific to Epicor Software Corporation. Actual compensation will vary based on experience, qualifications, and market factors relevant to the position.

Recruiter:

Christi McCall

Epicor

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Senior Credit Analyst